Philosophy. Structure. Coordination
Our approach
Listen. Before numbers, before recommendations — we listen
Clarify. We simplify complex decisions into next steps
Plan. Not products. Not noise. A clear path forward
Follow Through. Year after year. Conversation after conversation
Cooper white & Associates, LLC
New name. two decades of experience.
Overview
Cooper White and Associates is an affiliate of Gateway Financial Advisors, led by Chad Cooper and built around a focused, relationship-driven planning approach.
While the name is new, the experience behind it is not.
authentic with a twist
Serious about strategy, relaxed about the conversation. We bring a human touch to planning that is anything but generic.
Our philosophy
Wealth is built through process, not from a single product
Many clients come to us for something more than transaction-based recommendations. They want a comprehensive approach.
Financial planning is often misunderstood. It is not an overemphasis on individual products. And it is not about trying to solve everything all at once.
Effective planning brings structure to complexity. It coordinates with other qualified professionals — such as CPAs and attorneys — and helps organize the moving parts of your financial life.
Most importantly, it is guided by clear priorities and a disciplined process over time. As life and finances become more complex, thoughtful coordination becomes even more valuable.
Community service
We believe responsible financial guidance extends beyond individual plans and portolios.
Chad Cooper serves as the 2026 President-Elect of NAIFA Florida, where he helps lead statewide advocacy efforts, strengthen professional standards, and support initiatives that benefit advisors and the communities they serve.
For nearly 20 years, he has championed financial literacy in underserved communities — a commitment shaped by his family’s experience during Hurricane Katrina.
Chad is a member of the Wesley Chapel Rotary Club, a founding Board Member of the Wesley Chapel Black Chamber of Commerce, and serves on the Board of the Central Florida Urban League.
Through these leadership roles, he focuses on expanding financial education, promoting informed decision-making for families and business owners, and supporting long-term community development.
Financial hellness podcast
A broader commitment to thoughtful, holistic planning
Chad co-hosts the Financial Hellness podcast, where conversations explore the intersection of financial well-being and mental health.
The podcast explores how financial decisions are often shaped by stress, life experiences, behavior, and mindset — not just numbers or market performance.
Through candid conversations and expert insights, Financial Hellness emphasizes the importance of understanding both the emotional and practical factors that influence long-term financial decision-making.
Our affiliations
Enhancing our client experience through strategic partnerships
Cooper White and Associates, LLC operates as a DBA of Gateway Financial Advisors, LLC. Gateway provides supervisory oversight, operational support, and practice management resources that help us maintain consistent processes and service standards.
Through Gateway Financial Advisors, LLC, securities are offered through Cambridge Investment Research, Inc. Cambridge provides the broker‑dealer and advisory platforms our practice uses to implement investment and planning strategies.
Cambridge offers technology, operational support, and access to a broad range of investment and account solutions, which we use to help align our services with client needs and objectives.
Please see the footer for full disclosures
Our logo
Inspired by the Greek column — a timeless symbol of strength, balance, and lasting stability.
Columns support what matters most — often unseen, yet essential. In much the same way, we provide steady structure beneath your financial decisions.
We help implement strategies to endure market cycles, adapt as life evolves, and support your long-term goals with confidence and intention.